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Paycheck Spending Plans #halloween #october #couplebudget #couplebudgeting #dogs #pups #budgeting #momtok #mamatok #howtobudget #beginnerbudget #beginnerbudgeting #couplegoalsHow to do a budget. Easy steps to plan and manage how you spend your money. 2 min read. Track your spending. Three steps to spend less and save more. 3 min read. Manage the cost of living. Practical ways to manage costs and stay on top of bills. 2 min read. Managing on a low income. Making the most of what you have. 3 min read. Managing on … Use our free monthly budget template to calculate your expenses and income over a one-month period. You can print 12 copies and make a DIY budget book for an entire year to create a monthly budget planner. We offer a simple monthly budget template in different formats, including Excel, Google Sheets, Word, Google Docs, PDF, or as an image. Budget Planner. Find out how we could help you and your employees. Download a Brochure. Back to Budgeting & Saving. 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