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A clear photo of your selfie. Proof of Identity . Passport/Aadhaar card/ PAN card/driver's license.Back to content. Auto loan preferred interest rate discount of 0.25% to 0.50% is based on reward tier and valid only for enrolled Preferred Rewards members at the time of auto loan application who obtain a Bank of America auto purchase or refinance loan. The maximum preferred interest rate discount on a Bank of America auto loan is 0.50%.Tenure: We will require your repayment from 91 days to 365 days*. Loan Amount: from NGN 3,000 to NGN1,000,000. Interest Rate: With a minimum of 0.1% up to 1%. Our interest rate is calculated on a daily basis. Annual Percentage Rate (APR) from 36.5% to 360%. 💸An example of a OKash loan. For example, 91-day loan …Getting a commercial loan is not easy, especially for first-time applicants. 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