Mlgw bill pay - Memphis Light, Gas and Water Division 220 South Main Street Memphis, TN 38103 (901) 544-MLGW (6549) Powered by. Please enter a valid email address. ([email protected]) ...

 
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The system will then ask you to verify your payment method. If you have any questions or need help with your My Account enrollment, please contact Residential: Customer Care Center - 901-544-MLGW (6549), Monday through Friday, For billing-related questions, payment arrangements, balance inquiries and all other requests: (901) 544-6549 ; To report emergencies such as gas leaks and downed … MLGW Natural Gas System Earns Recognition for Excellence. Memphis Light, Gas and Water Division was recently presented with the American Public Gas Association’s System Operational Achievement Recognition (SOAR) for excellence in operating its natural gas utility. MLGW is one of 25 SOAR recipients recogniz... May 7, 2024. MLGW Mailing Address: Memphis Light, Gas and Water P.O. Box 430 Memphis, TN 38101-0430 MLGW Payment Address: Memphis Light, Gas and Water - Payments & Banking P.O. Box 388 Memphis, TN 38145 MLGW Street Address: Memphis Light, Gas and Water 220 South Main Memphis, TN 38103Memphis Light, Gas and Water - Payments & Banking. P.O. Box 388. Memphis, TN 38145. Pay in person: You also can pay your bill by visiting any MLGW Community Office, Authorized Paying Agents or Third-Party Paying Agents. Please remember to bring both portions of your bill for faster service and, if paying by check, include your 16-digit MLGW ...My Account Payment Method Info. May 24, 2019. Some customers who pay their bills online as a ATM/Debit Card payment method may have received a message that says “The transaction has been declined. Please contact customer service for assistance." If you received this message, you will need to change your payment method to be processed as ...January 10, 2024. Memphis Light, Gas and Water business offices will be closed on Monday, January 15 in observance of Dr. Martin Luther King Jr. Day. MLGW staff and crews will be ready should winter weather cause outages, main breaks, or other emergencies. Customers can use My Account on MLGW’s secure website to check balances, make …Counselors will be able to help with payment arrangements, billing questions, deferred payment plans, PrePay, and other services. #MLGW is reopening four of its Community Offices to walk-in ...As of 2014, to pay your Best Buy credit card bill online, visit Bestbuy.com and click on “Make payment/check balance” link under the “Credit Cards” heading at the bottom of the pag...MLGW is the largest three-service public power utility in the nation, serving more than 429,000 customers in Memphis and Shelby County. More MLGW News. 220 South Main St. Memphis, TN 38103. More Contact Info. Policies. Customer Care Policy. Electric, Gas, Water. Schedule of Charges. Incentive Policy. Public Records.My Account Payment Issues. NOTE: Some MLGW customers are experiencing internet browser issues when attempting to pay their utility bill. If you are experiencing issues, …About. Although Memphis Light, Gas and Water has been in existence since 1939, its parent companies started more than 100 years ago. MLGW and the services we provide have come a long way since our beginnings not long after the Civil War. The city's first utility company was the Memphis Gas Light Company, formed in 1852.Credit Card Payment. ... MEMPHIS, Tenn. - Memphis Light, Gas and Water (MLGW) will receive a $245,000 grant to help its customers who have experienced billing delays, officials said.Memphis Light, Gas and Water (MLGW) Internet Bill Payment Security Protocol. The Internet's growth, popularity and usefulness depend on the secure handling of personal …MLGW Payment Address: Memphis Light, Gas and Water - Payments & Banking P.O. Box 388 Memphis, TN 38145 MLGW Street Address: Memphis Light, Gas and Water 220 South Main Memphis, TN 38103. For assistance or additional information call 901-457-2240 or email [email protected] .As of 2014, to pay your Best Buy credit card bill online, visit Bestbuy.com and click on “Make payment/check balance” link under the “Credit Cards” heading at the bottom of the pag...MLGW consistently provides customers with rates that are amongst the lowest in the nation and stewards a water supply from artesian wells that is minimally treated. Actively engaged in promoting the prosperity of Memphis and Shelby County, MLGW supports the seven local chambers in its service area and makes doing business with local, minority ...Memphis Light, Gas and Water (MLGW) Internet Bill Payment Security Protocol. The Internet's growth, popularity and usefulness depend on the secure handling of personal and financial information. The protection of consumers' sensitive information is critical to MLGW. Thus, in conjunction with our partners we provide you with a high degree of ...Quinton Clark, Vice President of Electric Engineering and Operations, is responsible for all engineering, design, construction and operation of electric systems at Memphis Light, Gas and Water. Clark joined MLGW in 1992 as a staff engineer. He earned valuable experience through various roles at the company in Water Engineering, Reliability and ...Shelby County Community Services Agency has relocated its offices to 1188 Minna Place, Memphis TN 38104. For questions or additional information visit or call (901)222-4200. CSA Program Assistance Guide. City of Memphis Utility Assistance. Memphians facing utility cutoff notices may qualify for up to a $700 credit on their MLGW utility bills.My Account Payment Issues. NOTE: Some MLGW customers are experiencing internet browser issues when attempting to pay their utility bill. If you are experiencing issues, …Memphis Light, Gas and Water - Payments & Banking P.O. Box 388 Memphis, TN 38145 Pago En Persona. Usted también puede pagar su factura visitando cualquier Oficina Comunitaria de MLGW, en Estaciones de Pago Expreso de 24 horas, con Agentes de Pago Autorizados o Agentes Terceros de Pago. Traiga la porción inferior de su factura para …Are you a Dish Network subscriber? If so, you may have questions about how to pay your bill. Dish Pay My Bill is a convenient and easy-to-use service that allows you to manage your...MLGW Corporate Site. Welcome to MLGW’s Walk-In Bill Payments Site Locator. Search near City or Zip Code. Find Payment Locations. biller: [], zip: [] | Barcode.Call 901-544-MLGW (6549) or e-mail [email protected] Start, stop, transfer utility services: 901-820-7878 Billing, payment and reconnection of services: 901- MLGW (6549)Memphis Light, Gas and Water's Text Alerts program notifies customers of billing due dates and impending cut-offs via text messaging. Register for MLGW Text Alerts: Memphis Light, Gas and Water's iPhone application allows MLGW customers to access a variety of utility related information, including outage status and a new mobile-friendly outage map.Mar 7, 2023 ... An MLGW customer reached out for help after she got a bill for more than $41000 and discovered some of the sky-high bills we have seen could ...Memphis Light, Gas and Water is the largest three-service public power utility in the nation, serving the residents of Memphis and Shelby County, Tennessee since 1939. MLGW consistently provides customers with rates that are amongst the lowest in the nation and stewards a water supply from artesian wells that is minimally treated. Actively ...MLGW Natural Gas System Earns Recognition for Excellence. Memphis Light, Gas and Water Division was recently presented with the American Public Gas Association’s System Operational Achievement Recognition (SOAR) for excellence in operating its natural gas utility. MLGW is one of 25 SOAR recipients recogniz... May 7, 2024.For information about your specific outage, or if you have an outage and the section of the map you are in doesn't show any outages, call MLGW's Electric Outage Hotline, (901) 544-6500. Important Note: Customers using Internet Explorer 8 or older may not be able to access the outage map due to compatibility issues between IE 8 and Google Maps.MEMPHIS, Tenn. (WMC) - MLGW customers will now be able to pay their bill at over 100 new locations in Shelby County starting August 3. This is thanks to an expansion of authorized MLGW pay agents that will now include Dollar General and Family Dollar stores. MLGW has also added a new service offering, VanillaDirect Pay, in the form of a secure ...Click here to send a request for MLGW to Transfer Service to a new address. NOTE: Please visit the Residential Service Agreement section to complete your agreement. Requirements for Utility Service Connection: The utility shall require a minimum $200 deposit in cash, cashier’s check or money order from credit risk applicants.About. Although Memphis Light, Gas and Water has been in existence since 1939, its parent companies started more than 100 years ago. MLGW and the services we provide have come a long way since our beginnings not long after the Civil War. The city's first utility company was the Memphis Gas Light Company, formed in 1852.You don’t necessarily need cold, hard cash to ink a deal. A barter can be an excellent way for you to pay your bills and save money. When I was 9 years old, something extraordinary...MLGW News Release. Drought Management Plan Rescinded. December 28, 2022. (December 28, 2022—11 a.m.) – MLGW has lifted restrictions as detailed by its Drought Management Plan due to improved water pressure and volume in its water distribution system. Car washes can resume normal operations. Industrial customers can flush out their systems ... For billing-related questions, payment arrangements, balance inquiries and all other requests: (901) 544-6549 ; To report emergencies such as gas leaks and downed electric wires, please call (901) 528-4465. MLGW employees are available 24-hours a day to respond to such emergencies. To reach a Customer Care Center representative, To make a payment on someone’s utility bill, go online to mlgw.com/giftofcomfort. All a giver needs to make an online purchase is the customer’s …Memphis Light, Gas and Water (MLGW) Internet Bill Payment Security Protocol. The Internet's growth, popularity and usefulness depend on the secure handling of personal and financial information. The protection of consumers' sensitive information is critical to MLGW.Feb 9, 2012 ... "Here's How" to read your MLGW utility bill.Your phone bill arrives like clockwork each month, so you’ll need to budget for this expense. Phone companies have created a variety of ways for their customers to pay their bills ...MLGW News Release. MLGW introduces paperless billing. November 2, 2007. MLGW customers can now opt to receive online bills as part of the utility's new My Account services. The service is free to all MLGW customers. Customers who enroll in eBilling, an optional paperless billing service that issues email notification rather than mailing a ...Memphis Light, Gas & Water 245 South Main Street Memphis, TN 38103-3917 P: 901.528.4465 Communicatons and Public Relations: [email protected] information about your specific outage, or if you have an outage and the section of the map you are in doesn't show any outages, call MLGW's Electric Outage Hotline, (901) 544-6500. Important Note: Customers using Internet Explorer 8 or older may not be able to access the outage map due to compatibility issues between IE 8 and Google Maps.payment); account billing inquiry; payment arrangements; request a duplicate bill; other billing-related questions Also, visit us online at mlgw.com, where you’ll find valuable information about your utility services 24 hours a day, 7 …Oct 3, 2022 Updated Jul 25, 2023. MLGW community offices are reopening to customers Monday, the first time since closing during the COVID-19 pandemic. The company announced it would reopen four ...MLGW News Release. MLGW Expands Bill Payment Locations. July 16, 2020. Memphis Light, Gas and Water Division customers will be able to pay their bill at over 100 new locations in Shelby County, thanks to an expansion of authorized MLGW pay agents that will now include Dollar General® and Family Dollar® stores, starting August 3. To simplify ...Shelby County Community Services Agency has relocated its offices to 1188 Minna Place, Memphis TN 38104. For questions or additional information visit or call (901)222-4200. CSA Program Assistance Guide. City of Memphis Utility Assistance. Memphians facing utility cutoff notices may qualify for up to a $700 credit on their MLGW utility bills.MLGW water crews will be in your neighborhood as we continue making system – as well as individual customer – improvements. If you have received a postcard, it means that crews are either repairing or replacing existing water pipes or service connections. Your water is scheduled for a temporary shut off to make needed repairs. Payment Comparison Table. If submitted weekdays before 3:00 p.m., Central Time, noted on your account within one hour if pay date is current day. If submitted after 3:00 p.m. Central Time, noted on your account by 8:00 a.m. Central Time the following business day. If submitted weekdays before 3:00 p.m., Central Time, noted on your account ... For billing-related questions, payment arrangements, balance inquiries and all other requests: (901) 544-6549 ; To report emergencies such as gas leaks and downed electric wires, please call (901) 528-4465. MLGW employees are available 24-hours a day to respond to such emergencies. To reach a Customer Care Center representative,Pay a T-Mobile bill online by logging onto T-Mobile.com and clicking the “Pay Bill” button on the welcome page. Logging into T-Mobile.com requires customers to complete online regi...Memphis Light, Gas and Water is the largest three-service public power utility in the nation, serving the residents of Memphis and Shelby County, Tennessee since 1939. MLGW consistently provides customers with rates that are amongst the lowest in the nation and stewards a water supply from artesian wells that is minimally treated. Actively ...Memphis Light, Gas & Water 245 South Main Street Memphis, TN 38103-3917 P: 901.528.4465 Communicatons and Public Relations: [email protected] Light, Gas & Water 245 South Main Street Memphis, TN 38103-3917 P: 901.528.4465 Communicatons and Public Relations: [email protected] billing-related questions, payment arrangements, balance inquiries and all other requests: (901) 544-6549 ; To report emergencies such as gas leaks and downed …Memphis Light, Gas & Water 245 South Main Street Memphis, TN 38103-3917 P: 901.528.4465 Communicatons and Public Relations: [email protected] Light, Gas and Water is launching a new online payment option for the "Gift of Comfort" program for those who want to help others. The program provides a way for individuals to make a ...MLGW News Release. MLGW Expands Bill Payment Locations. July 16, 2020. Memphis Light, Gas and Water Division customers will be able to pay their bill at over 100 new locations in Shelby County, thanks to an expansion of authorized MLGW pay agents that will now include Dollar General® and Family Dollar® stores, starting August 3. To simplify ...MLGW said 3,439 of the utility’s 440,000 customers were impacted, which is a tiny fraction. But for Johnson, living on a fixed income and having put three months’ payment down on a new apartment, MLGW’s billing blunder caused unnecessary stress and anxiety. “I get on there and look and they had reversed the two charges.MLGW considers disconnecting utility service for non-payment as a last resort and would rather work out a satisfactory payment arrangement. Customers in hardship situations may request an extension of their current bill’s due date, provided certain criteria are met and payment arrangements are maintained. Call the Customer Care Center, 544 ...Oct 11, 2023 · Eligible households can apply for up to $400 in assistance. Those applying must do so through the Memphis Inter-Faith Association, which is administering the assistance. The application can be ... Apr 17, 2023 ... Chances are you've probably thought at one time or another that your Memphis Light, Gas and Water bill was too high, but how would you like ...MLGW Natural Gas System Earns Recognition for Excellence. Memphis Light, Gas and Water Division was recently presented with the American Public Gas Association’s System Operational Achievement Recognition (SOAR) for excellence in operating its natural gas utility. MLGW is one of 25 SOAR recipients recogniz... May 7, 2024.MLGW Payment Address: Memphis Light, Gas and Water - Payments & Banking P.O. Box 388 Memphis, TN 38145 MLGW Street Address: Memphis Light, Gas and Water 220 South Main Memphis, TN 38103 MLGW Phone Numbers & E-Mail Addresses ; Customer Care Policy; 220 South Main St. Memphis, TN 38103. More Contact Info.MLGW News Release. Traffic will be affected by MLGW gas repair. March 6, 2024. The intersection of Summer Ave and Raleigh Lagrange will be closed temporarily while crews from Memphis Light, Gas and Water repair a gas main. This repair poses no threat to public safety performing maintenance on a gas main. Crews will be working …December 11, 2023. At Memphis Light, Gas and Water, we are committed to making our electric system better by trimming trees, replacing outdated infrastructure and modernizing the distribution grid. The Tree Trimming plan was implemented in September 2023, with three tree trimming contractors Kendall Vegetation Services, Lewis Tree Service, Inc ...Billing And Payment Can I send payment via overnight courier service? Yes. Due to MLGW's internal mail distribution schedule, however, you should send the payment three days before the due date to ensure timely delivery and posting to your account. Send to: Memphis Light, Gas and Water - Accounts Payable 220 South Main Street Memphis, …MLGW News Release. City of Memphis Utility Assistance Fund offers help to residents. January 10, 2022. Memphians who are facing utility cutoff notices may qualify for up to a $500 credit on their MLGW utility bills. Mayor Jim Strickland and the Memphis City Council set aside $1 million for the program which is now in its tenth year.Click here to submit your On Track application online or Login to your My Account and click on ‘My Application for On Track’. Click here to download the application. Complete and return the form to MLGW as per the instructions on the application. For additional questions, contact On Track at (901) 528-4820 or send an email to mlgwontrack ...MEMPHIS, Tenn. (WMC) - MLGW customers will now be able to pay their bill at over 100 new locations in Shelby County starting August 3. This is thanks to an expansion of …Once it is finished, we will return and make repairs to streets and yards. We will relight your pilot light after the changeover. To relight your pilot light, residents should call 901- 544-6549. For Spanish, residents should call: 901- 544-6549. Businesses: 901-528-4270. You can tell by the smell. Natural gas is odorless.Are you tired of paying hefty fees every month just to keep your Metro phone service active? If so, you’ll be glad to know that there are ways to pay your Metro phone bill for free...Memphis Light, Gas and Water Division 220 South Main Street Memphis, TN 38103 (901) 544-MLGW (6549) Powered by. Please enter a valid email address. ([email protected]) …Move the slider to "Yes" if you wish to donate to the program. Residential Customers can call MLGW at (901) 544-6549 and follow the prompts. Commercial Customers can call MLGW at (901) 528-4270 and follow the prompts. At the main menu, say, "Share the Pennies" or speak with a Customer Service Representative.Moved Permanently. The document has moved here.The inclusion of sewer, solid waste disposal and county fire protection fees on MLGW utility bills saves time and money for everyone. However, these services are provided by the City of Memphis and Shelby County, not MLGW. If you have a question about sanitation issues, call (901) 576-6730. For questions about sewer issues, call (901) 576-6757.Gale Jones Carson of MLGW made the request, a request you’d probably never hear from a privately-owned utility company. “I can’t plead or beg enough that our customers call us,” Carson ...Memphis Light, Gas and Water is launching a new online payment option for the "Gift of Comfort" program for those who want to help others. The program provides a way for individuals to make a ...Oct 11, 2023 · Eligible households can apply for up to $400 in assistance. Those applying must do so through the Memphis Inter-Faith Association, which is administering the assistance. The application can be ... To help ease this burden, we've developed the following payment and assistance programs, as well as extension policies. For more information about these programs, call the Memphis Light, Gas and Water Customer Care Center at (901) 544-6549, visit one of our Community Offices or click on links below. Brochures are also available online for a ... The inclusion of sewer, solid waste disposal and county fire protection fees on MLGW utility bills saves time and money for everyone. However, these services are provided by the City of Memphis and Shelby County, not MLGW. If you have a question about sanitation issues, call (901) 576-6730. For questions about sewer issues, call (901) 576-6757. The system will then ask you to verify your payment method. If you have any questions or need help with your My Account enrollment, please contact Residential: Customer Care Center - 901-544-MLGW (6549), Monday through Friday,Shelby County Community Services Agency has relocated its offices to 1188 Minna Place, Memphis TN 38104. For questions or additional information visit or call (901)222-4200. CSA Program Assistance Guide. City of Memphis Utility Assistance. Memphians facing utility cutoff notices may qualify for up to a $700 credit on their MLGW utility bills. Click here to submit your On Track application online or Login to your My Account and click on ‘My Application for On Track’. Click here to download the application. Complete and return the form to MLGW as per the instructions on the application. For additional questions, contact On Track at (901) 528-4820 or send an email to mlgwontrack ... To help ease this burden, we've developed the following payment and assistance programs, as well as extension policies. For more information about these programs, call the Memphis Light, Gas and Water Customer Care Center at (901) 544-6549, visit one of our Community Offices or click on links below. Brochures are also available online for a ...VP Gas/Water Engineering. Chandrika Winston Rosser, Vice President of Gas and Water Engineering and Operations, is responsible for managing and coordinating all Gas and Water engineering, operations and construction divisions for Memphis Light, Gas and Water. Rosser joined MLGW in 1997 as a Standards Engineer for Underground Electric.PAYMENT OPTIONS DELAYED BILLS FAQ. ... Memphis Light, Gas and Water honored winners of the utility’s 2023 “ElectRock” Poster Art Contest at a Board of ...Legerton believed she was paying her bill every month on time. However, she showed a notice from June that she was underbilled $91.77 for water from November 2022 through April 2023. Then, her ...Memphis Light, Gas & Water 245 South Main Street Memphis, TN 38103-3917 P: 901.528.4465 Communicatons and Public Relations: [email protected] how to pay your Memphis Light, Gas and Water bill online, by mail, in person, by phone, or with AutoPay or PrePay. Compare the benefits and fees of different payment …

Households who have received assistance in the current fiscal year are not eligible to receive assistance. To apply for utility assistance, customers can call (901) 222-4200 or visit .... Florida man kills son with power tool

mlgw bill pay

Click here to submit your On Track application online or Login to your My Account and click on ‘My Application for On Track’. Click here to download the application. Complete and return the form to MLGW as per the instructions on the application. For additional questions, contact On Track at (901) 528-4820 or send an email to mlgwontrack ... Download MLGW and enjoy it on your iPhone, iPad, and iPod touch. ‎The all-new MLGW app provides you access to your My MLGW account which gives you the ability to …Are you a Dish Network subscriber? If so, you may have questions about how to pay your bill. Dish Pay My Bill is a convenient and easy-to-use service that allows you to manage your...Counselors will be able to help with payment arrangements, billing questions, deferred payment plans, PrePay, and other services. #MLGW is reopening four of its Community Offices to walk-in ...MLGW News Release. MLGW’s Power of Warmth offers free space heaters or electric blankets. November 15, 2023. Qualified low-income seniors and disabled residents may qualify for assistance through the Power of Warmth program. Memphis Light, Gas and Water Division, in partnership with Neighborhood Christian Centers Inc., …Pay a T-Mobile bill online by logging onto T-Mobile.com and clicking the “Pay Bill” button on the welcome page. Logging into T-Mobile.com requires customers to complete online regi...Important Numbers. Customer Care Center (Residential Customers): To start, stop or transfer service: (901) 544-6549. To place service requests: (901) 544-6549. For billing-related questions, payment arrangements, balance inquiries and all other requests: (901) 544-6549 or contact us through our online form or MLGW's LIVE WebChat.MLGW considers disconnecting utility service for non-payment as a last resort and would rather work out a satisfactory payment arrangement. Customers in hardship situations may request an extension of their current bill’s due date, provided certain criteria are met and payment arrangements are maintained.MLGW Natural Gas System Earns Recognition for Excellence. Memphis Light, Gas and Water Division was recently presented with the American Public Gas Association’s System Operational Achievement Recognition (SOAR) for excellence in operating its natural gas utility. MLGW is one of 25 SOAR recipients recogniz... May 7, 2024.Memphis Light, Gas and Water - Pay Your Bill by Phone. 245 S Main Street. Memphis, TN 38103. (866) 315-0277. www.mlgw.com. About this Provider. Utility Service Providers. View larger map Get directions.July 31, 2020. Memphis Light, Gas and Water Division customers will be able to pay their bill at over 100 additional locations in Shelby County, thanks to an expansion of authorized MLGW pay agents that now includes Dollar General® and Family Dollar® stores, starting August 3. To simplify the process, MLGW has added a new service offering ...MLGW crews are working around the clock to find and fix leaks in the system and restore normal water pressure to all customers affected. Key takeaways: • All customers are asked to conserve water until further notice. • MLGW asks customers to call 528-4465 and report water leaking from the street which may indicate a broken water main.Welcome to My Account Login. Because your My Account session has been idle for an extended period of time, your payment information has been cleared. This is done for …February 14, 2012. Anyone interested in applying at Memphis Light, Gas and Water can do so using MLGW's online application system. Anyone who accepts employment with Memphis Light, Gas and Water Division, who lives outside of Shelby County, will have to move into the boundaries of Shelby County, Tennessee within six months of their …Paying your AT&T bill should be a simple and straightforward process, but sometimes unexpected issues can arise. Whether you’re using the AT&T website, the mobile app, or calling t...MLGW said 3,439 of the utility’s 440,000 customers were impacted, which is a tiny fraction. But for Johnson, living on a fixed income and having put three months’ payment down on a new apartment, MLGW’s billing blunder caused unnecessary stress and anxiety. “I get on there and look and they had reversed the two charges.Once it is finished, we will return and make repairs to streets and yards. We will relight your pilot light after the changeover. To relight your pilot light, residents should call 901- 544-6549. For Spanish, residents should call: 901- 544-6549. Businesses: 901-528-4270. You can tell by the smell. Natural gas is odorless.Households who have received assistance in the current fiscal year are not eligible to receive assistance. To apply for utility assistance, customers can call (901) 222-4200 or visit ...Feb 9, 2012 ... "Here's How" to read your MLGW utility bill.Memphis Light, Gas and Water Division will begin accepting Mastercard, Visa and Discover cards as forms of payment on Tuesday, April 29. Memphis City Councilman Myron Lowery will make the inaugural credit card payment at 10 a.m. at MLGW’s Downtown Community Office located at 245 South Main St.MLGW’s other Community Office …Gift Of Comfort. Memphis Light, Gas and Water's "Gift of Comfort" let's you make a utility payment as a gift. The program gives individuals, businesses or organizations the chance to make a payment towards a customer's utility bill as a gift. We have made it easier with a new online payment option. All you need is a debit or credit card and the ....

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